A bank may specify alternative weights for averaging test performance across evaluation locations or other geographic places. These substitute weights needs to be based upon the financial institution's capability and Neighborhood demands and prospects in particular geographic places.
(six) A map of each facility-primarily based evaluation region and, as relevant, each retail lending assessment spot showing the boundaries of the realm and determining the census tracts contained in the region, both on the map or inside a independent listing; and
The Board will acquire these responses into account in reference to the bank's future scheduled CRA evaluation.
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(ix) An indicator for if the loan was to a company or farm with gross once-a-year revenues bigger than $one million; and
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A bank must delineate a number of facility-based evaluation spots inside of which the Board evaluates the bank's document of helping to satisfy the credit score wants of its total Local community pursuant on the effectiveness assessments and strategic system described in § 228.21.
The Board evaluates a bank's Local community advancement services effectiveness within a Point out or multistate MSA, as applicable, or nationwide location, and assigns a summary for anyone locations, dependant on the following two parts:
(ii) As soon as the lender has designed its Preliminary draft strategy, formally solicit community touch upon the First draft strategy for a minimum of sixty times by:
(B) The housing is situated in a very census tract wherein the median money of renters is small- or average-profits and the median hire won't exceed 30 percent of eighty % of the area median money;
Should you have queries for the Company that issued the current doc please Call the agency directly.
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A big bank must collect and manage in Digital type, as prescribed by the Board, until completion of your financial institution's subsequent CRA examination where the information are evaluated, the subsequent facts with respect to retail banking products and services and retail read more banking solutions presented and provided by the financial institution throughout Each individual calendar yr: